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    • Introduction / Restaurant / Gourmet
    • 2025/02/28 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    SANTOUKA's Signature Menu ： Yamato-niku Ramen

    Enjoy a special bowl of "Toro Meat Ramen" only at SANTOUKA.
    Six ～ seven pieces of melt-in-your-mouth pork cheeks are served on a separate plate, allowing you to enjoy the delicate texture as it is.

    The pork cheeks, with their juicy fat and perfect balance, are a perfect match for the rich, deep broth.
    Toppings vary depending on the flavor you choose, but the taste remains the same.

    Please experience the harmony of exquisite flavors and textures that can only be found at Yamatohka.

    • Event / Finance / Insurance
    • 2025/02/26 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/02/26 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Useful info / Professional
    • 2025/02/24 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Visa and Payroll

    Tax Return

    It is well known to many in the Japanese community that the decision to file a Tax Return as a Non-resident or Resident is based on the 3-year rule and other factors. However, I don't think people who plan to stay in Japan for a short period of time are aware that they are not obligated to pay Social Security and Medicare on a daily salary.


    Social and Medicare

    Basically, those working for government agencies, A-Visa, non-resident students ， OPT, researchers, etc. F, J, M, Q visa holders are exempt from paying Social and Medicare. H-1B seems to have changed recently to not be exempt.

    The E VISA, which is often handled by Japanese expatriates, is not explained in detail by the IRS, as can be seen from the following quote from the IRS website. Since E VISA is mainly used for long term stay and is one of the effective ways to obtain a Green Card, it is likely that the explanation is omitted from the IRS listing.

    Thus, to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to Thus to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to alien students, scholars, teachers, researchers, trainees, physicians, au pairs, summer camp workers, and other nonimmigrants who have entered the United States on F-1, J-1, M-1, Q-1, or Q-2 visas and who are still classified as NONRESIDENT ALIENS under the residency rules of the Internal Revenue Code.

    Typically, the H-1B change of status becomes effective on October 1st of each year.


    From the perspective of the U.S.-Japan Social Security Agreement

    , in order to prevent double payments between the U.S. and Japan, the U.S.-Japan Social Security Agreement provides that an employer who has paid premiums and pensions in Japan may extend their H-1B status up to 5 8 years. <1967> If you are paying premiums and pension in Japan and intend to return to Japan within 5 years ） which has been extended to 8 years, you are exempt from US Social Security and Medicare. From this perspective, those who meet these conditions under the E VISA would be eligible for the waiver. However, for stays of more than 2 or 3 years, the regulations require that you apply to the Japanese government for a document proving your intention to return to Japan within 5 years, and submit the same document to the U.S. government. In my opinion, if you are staying more than 4 or 5 years, it is better to pay the taxes than to struggle to save some taxes, because you can benefit from U.S. pension, insurance, and other benefits.


    Refund

    At the time of Tax Retrun, we sometimes see people on OPT bringing in their W-2 with Social and Medicare deducted. Some companies treat E VISA as long term resident and pay social and Medicare from the first year. Most American employers are not even aware of the US-Japan Social Security Agreement or the US-Japan Tax Treaty, and may ask you to reimburse them with a tax return, but we do not recommend it because the process is complicated and difficult. Also, if you request a W-2 correction from the company, it is unlikely that they will accept it, as payroll companies charge a lot of money for corrections that carry over from one year to the next. Your best bet is to check with your employer at the time of hire, and check with your company's HR as soon as you become aware of it. Now.


    The information provided throughout this column is general and educational information and is not intended to be a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com

    Tax Return and Payroll: aohamaturtle@gmail.com

    https://aohama. com/

    FY2025 Special

    Individuals ： 10% OFF if you give us your materials by ...

    • Introduction / Media
    • 2025/02/20 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking around town ： The excitement of traveling goes up a notch ！ Enjoy Hawaiian nail art from your fingertips

    Travel Excitement is on the Rise ！ Hawaii Nail Art for Your Fingertips
    https://hawaii.vivinavi.com/jpn/ss/article/0098

    #Vivinavi #Hawaii #Hawaii #Travel to Hawaii #Nail Art # Hibiscus Art

    • Event / Finance / Insurance
    • 2025/02/20 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Feb 22 （ Sat ）

    Feb 23 （ Sun ）
    Feb 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/02/20 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/02/20 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Useful info / Medical
    • 2025/02/19 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    I'm fine ！" The worries you think everyone around you has. You may be the only one.

    At what point in time do you have a problem with something?

    It varies from person to person.

    We don't all have the same problems because we are close friends or because we are family.

    Even if they have the same problems, they are not the same if they think differently.

    It is not wrong to be troubled.

    But if you are tired of worrying too much, talk to someone.

    We also offer remote treatment for those who have difficulty coming to the clinic.

    Please consider coming to our clinic if you are having difficulty talking to others.

    • Introduction / Medical
    • 2025/02/19 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    We provide psychiatric ・ psychosomatic care, medication prescriptions, psychotherapy （ psychotherapy, and counseling ） via telemedicine using online video calls.

    Living in an unfamiliar foreign country is never easy. Many are exposed to various stresses such as cultural and lifestyle differences, maladjustment to local workplaces and schools, separation from Japanese family and friends, and language barriers. Stress is said to be the root of all illnesses, and high levels of stress can cause a variety of mental and physical ailments without even being noticed.

    Online video counseling ・ has already become common in the United States. Studies have proven that it can provide the same quality of care as in-person consultations.
    It is a very convenient option for patients who, for various reasons, are unable to see a doctor in person.

    Drawing on both my experience as a psychiatrist ・ in the U.S. and as a general practitioner in Japan, I provide comprehensive care for mental health issues from both the mental and ・ physical aspects.
    We do not rely solely on medication, but also actively incorporate psychotherapy （ psychotherapy ・ and counseling ） into our practice.

    We use a dedicated telemedicine online video call program that was created in compliance with HIPAA, a law that protects patient privacy. Therefore, you can use our service without worrying about the leakage of personal information. It can be easily used on tablets and smartphones as well as desktops.
    Our office uses this telemedicine program.

    https://takashimatsukimd.video-visits.com

    ---------------------------------------------------------------

    For more information
    visit our website https://www.takashimatsukimd.com/ for more information.

    遠隔診療精神科心療内科心理療法カウンセリング
    • Introduction / Media
    • 2025/02/17 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking around ： Restaurant Suntory, loved by locals, secret of its popularity

    Restaurant Suntory, a favorite of locals and the secret of its popularity
    https://hawaii.vivinavi.com/jpn/ss/pickup/0030

    #Vivinavi #Japanese Restaurant #Hawaii Japanese Food #Hawaii Sushi #Hawaii Teppanyaki

    • Event / Finance / Insurance
    • 2025/02/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ♿Surprisingly Little Known State of Nursing Care in Japan and the U.S. "Free Online Seminar" Call for Participants ～.

    In today's aging society, the issue of caregiving has become unavoidable.

    However, there are few places that provide information, and when "caregiving" occurs, it can be a considerable mental, physical, and financial burden on both you and your family
    .

    It is very important to understand the nursing care situation in Japan and the U.S. now, and plan for the eventuality, including returning home.



    Although this is a free seminar, there will be no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    [Part 1] Caregiving in Japan and the US
    Feb 15 （ Sat ）

    [Part 2] Long-term Care Insurance and How to Choose
    Feb 16 （ Sun ）

    *Please check the start time on the registration page as it varies for each area.



    ＜ How to participate ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞
    https://insurance110usa.com/archives/seminar/online-kaigo

    • Event / Finance / Insurance
    • 2025/02/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Feb 22 （ Sat ）

    Feb 23 （ Sun ）
    Feb 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/02/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： March 1 （ Sat ） ・ 5th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Mar 2 （ Sun ） ・ 6th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2025/02/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Introduction / Media
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking around town ： Always the best in Hawaii ！ You can apply online 24 hours a day, up to 3 days in advance, for a photo shoot in Hawaii at a great price.

    Always the best in Hawaii ！ For the best deals on Hawaii photo shoots, you can apply online 24 hours a day, up to 3 days in advance.
    https://hawaii.vivinavi.com/jpn/ss/pickup/0029

    #Vivinavi # Hawaii Wedding #Hawaii Photo Shoot #Hawaii Wedding #Wedding

    • Introduction / Media
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking around town ： Porterhouse ？ or Tomahawk ？ A hearty meal at Wolfgang's Steakhouse is the perfect way to recharge for the trip ！.

    Porterhouse ？ or Tomahawk ？
    A hearty meal at Wolfgang's Steakhouse is the perfect way to recharge for your trip ！
    https://hawaii.vivinavi.com/jpn/ss/pickup/0028

    #Vivinavi #Hawaii #Hawaii Travel #Hawaii Steak #Wolfgang #Hawaii Gourmet

    • Introduction / Media
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking around ： If you are tired of American food, try the latest dim sum at Tim ・ Ho ・ Wan Waikiki, the cheapest Michelin restaurant in the world ！.

    If you're tired of American, try the latest dim sum at Tim ・ Ho ・ Wan Waikiki, the cheapest Michelin restaurant in the world ！
    https://hawaii.vivinavi.com/jpn/ss/pickup/0031

    # bibinavi #Michelin #Dum Cha #Chinese #Hawaii Restaurants #Hawaii Chinese

    • Event / Finance / Insurance
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🐣 How to Save for Education ？ [Free Online Seminar] Call for Participants ～

    Will my child go to a Japanese university ？ or an American university ？
    Tuition fees ・ How much money will he/she need for education ？

    By clarifying these vague questions, you can prepare for your child's important future. You can help your child prepare for his or her precious future.

    If you are returning to Japan someday, learn how to efficiently fund your school expenses by taking advantage of opportunities while you are in the U.S.


    "Main Topics of the Seminar"

    ・ Your Child's Future College in Japan ？ College in America ？ How Much Will You Need for Education ？

    ・ Accumulation of tuition expenses by American insurance, its merit ・ Demerit ？

    ・ Expatriate or permanent residence, how do senior parents save ？


    *This seminar is free of charge. We will not solicit you to attend the seminar. Please feel free to attend.



    ★ Next Schedule ★

    Feb 8 （ Sat ）

    Feb 12 （ Wed ）

    *Times vary according to each area. Please check the application page.



    ＜ How to participate ＞

    ・ Zoom

    *If you have registered through our website below, you will receive an email invitation shortly. We will send you the information by email.


    ＜ Click here to register ＞

    https://insurance110usa.com/archives/seminar/online-kyouikuhi

    • Event / Finance / Insurance
    • 2025/02/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    Feb 22 （ Sat ）

    Feb 23 （ Sun ）
    Feb 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.